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About Capitalise

Our mission

Capitalise makes business finance accessible for every small business to thrive. We help business owners take control of their financial future by understanding their credit profile, checking the financial health of companies they work with, and accessing the funding they need to grow with confidence.

Since 2016

Business finance can be complex, we make it simpler and more accessible. Built specifically for small businesses, the Capitalise platform combines smart technology with real support, from a team that's genuinely on your side.

Since 2016, we've supported over 200,000 small businesses and facilitated more than £2 billion in funding, helping companies across the UK grow and thrive with confidence.

What you get with a Capitalise account

  • Access to your full business credit score

  • The ability to secure finance, comparing offers from over 100 business lenders

  • Credit checks on the companies you work with

  • Real-time insights to help reduce risk to your business

Trusted by UK businesses

  • 200,000+ UK businesses are signed up to the Capitalise platform and rely on it for their business financial health

  • £2 billion+ in funding offered to UK small businesses

  • 130+ UK lenders on our panel, helping businesses find the right fit and the best available rate

  • Backed by top investors, including QED, Hambro Perks and Gauss Ventures — backers of fintech businesses such as ClearScore, Zopa and Curve

Simple, secure, and built around your business

Doing right by you is our top priority. That's why we've been FCA-regulated since 2016, giving you confidence that your interests are protected.

We work with leading credit bureau Experian to deliver accurate, up-to-date credit insights, and partner with Plaid to offer secure open banking connections — so you can link your bank account safely and get tailored funding offers in moments.

Our company values

  • Keep it simple

  • Do the right thing

  • Always determined

  • Better together

  • Future positive

Our commitment to sustainability

We believe small businesses have a powerful role to play in shaping a more sustainable future. From day one, we've believed that building a better business means caring for more than just the bottom lin, from switching to digital processes to reduce paper, to regular volunteering in our local communities.

Learn more on our About us page.

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