Invoice finance helps businesses release cash tied up in unpaid invoices, improving cash flow without waiting for customers to pay.
When you raise an invoice, a lender can advance you up to 90% of its value (sometimes up to 100%), often within 24 hours.
Once your customer pays, the remaining balance (minus fees) is released to you. There are two main types:
Invoice factoring: the lender manages your debtor book and collects payments directly.
Invoice discounting: you keep control of customer relationships while using invoices as security.
To go further, explore our article Invoice factoring vs invoice discounting - which is right for your business?
When you apply for funding at Capitalise.com, you can let your funding specialist know you are looking for invoice finance and they will help you understand what type of invoice factor best suit your business needs.